Saturday , April 1 2023

If you believe these four car insurance illusions, it will not cost you your valuable motor


Police forces in the southwest are submerged in insurance drivers. Unauthorized sites do not realize that they violate the law.

If you find yourself driving without insurance, you can get six points in your license, catch up to a 300-pound or damaged vehicle.

According to the latest figures released by the Motor Insurance Bureau (MIB), drivers have warned about 3000 seats per day.

In 2017, 250,000 persons were granted a penalty notice. Over 2,300 oil companies have been seized since January 2018.

Police in St. Michael 's Square Car Park

Avon and the Somerset Police revealed several common developments in the scandal of accidents:

MYTH 1: I am the car's main driver, but I keep my mood as a policy holder to keep money

Fact: It's & # 39; Francis & # 39; Also, it is considered fraudulent by some serious fines. The main driver of the vehicle should be the policy owner.

Consequences: Your insurance provider may increase your future premiums or override your policy.

If you are guilty of fraud, if you get a criminal record, you will not be in a position to access other financial products in the future, including mortgages and credit cards.

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Misunderstanding 2: I have complete comprehensive insurance, so let me run a car

Fact: Not all policies are included in the use of other vehicles. Always check your policy terms and never think of being protected. You must request or pay a DOV (driving and other vehicles) cover available only for the policy holder.

Consequences: If an officer contacts MIB, you confirm that you do not have the right cover, the vehicle can easily drive.

Myth 3: I drive out of work and outdoors

Fact: So go to & # 39; Travel & # 39; Can be taken to your policy and job. Whenever & # 39; Business & # 39; Need to travel in the work places to ensure the cover for the mileage.

Consequences: If you find your insurer in an encounter with your other driver, you will not hide them in any damage or injury, and you are personally responsible for managing the costs of fixing your vehicle. Drivers should pay compensation After that, you can pay a higher premium to cover your insurer or refuse to insure you for the entire year.

Myth 4: Maybe my car breaks down. Because I do not have to drive it because you have to insure yourself

Fact: Keeping a vehicle without insurance is a crime (introduced in 2011). When a vehicle breaks down or written down, it must be declared on the road. Under the Continuous Insurance Enforcement (CIE) law, if you insure your vehicle or do not have it on public road, it will be declared as a legal off-road notice (SORN) as a road.

Consequences: The MIB and DVLA (Driver and Vehicle Licensing Agency) work together to identify insured vehicles. If you feel that your vehicle is insured, if it is not listed in the MD, you will be sending an insurance advisor letter (IAL), not a statutory off-road notice. If you accept an advisory letter and do nothing, the fines will be strict.

Do you know the police that I do not have insurance

The Motor Insurance Database (MIDI) data also plays a role in all UK policemen, so the officer can immediately tell the officer if the vehicle is insured on the Automatic Number Plate Identification (ANPR) camera.

Officers who have stopped a vehicle in the area where the vehicle's driving and driving insurance are questioned are also eligible for the MIB's dedicated police helpline.

Phone operators are available to provide information about insurance companies and make sure we have the right information to make a decision.

In 2017, data critical analysis was sent to hundreds of motorciles that looked insurer. It was distributed as a penalty notice to 250,000 people.

Police blue lights

The police emphasized that car insurance was the most fundamental basic standard (without third party insurers) driving a public road.

They said: "If you are unsure about what you have done in your car insurance, you can check your policy documents or contact your insurance provider directly."

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